Long Term Care

Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. But health insurance really only pays for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you’ll need long-term care services. And these services aren’t cheap.

Who Needs Long Term Care Insurance?

Recommendations:

  • Indiana Residents- review the partnership program for great asset protection
  • Who should buy it?  Individuals who are financially independent and will want to leave an estate to their beneficiaries as the coverage is very expensive
  • When should I buy it? Typically, they recommend you purchase a policy in your 50’s when you are still healthy to acquire it and lock in a competitive premium

Contact us to get more information on plan options and costs.

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